✦ FINANCIAL PROTOCOLS

Refund Logic.

The automated and manual flow of premium reversals within the Aura ecosystem.

1. Cooling-off Cycle

All new coverage modules include a 14-day 'Cooling-off' cycle. During this period, you may terminate your module for a 100% premium reversal, provided no claim events have been registered in the system.

2. Pro-Rata Reversals

After the initial cycle, terminations result in a pro-rata refund of the remaining coverage period. A small administrative execution fee may be deducted to cover system compute costs.

3. Processing Vectors

Approved refunds are transmitted back to the original funding source (Card or Direct Debit Node) within 3-5 business days. Manual reversals may take longer if additional verification is required.

Transaction Node: REF-2026. For billing inquiries, contact info@quickinsurancebundles.online.